Happy State Bank

Founded in 1908 as First State Bank, Happy, Texas, the bank operated solely in that community during its first 81 years.  In 1990, J. Pat Hickman, Chairman and CEO led a group of investors in forming Happy Bancshares, Inc. as they purchased the bank.  The generically named First State Bank changed its name to the unforgettable HAPPY STATE BANK in 2002.

In 1990, the bank had six employees overseeing just over $10 million in total assets.  Out of the 880 banks in Texas, Happy ranked #812 in asset size.  Today the $3.8 billion bank operates 43 locations, including GoldStar Trust Company, in 32 communities with over 700 employees and is spread throughout the Texas Panhandle, South Plains and Dallas/Fort Worth Metroplex. Of the 475 banks operating in our state today, HAPPY STATE BANK is the 21st largest.

The bank has been recognized several times by Bauer Financial, Inc. for its capital strength, loan quality and profitability.  For six consecutive years (2014-2019) the bank has been named one of the Best Banks to Work For in the USA by the American Banker newspaper.  In 2015, the Independent Community Bankers Association noted that the bank was the 14th fastest growing community bank in the nation over a 20 year (1995-2015) period of time.

The bank has been recognized in several national and state-wide publications for its unique corporate culture.   The Happy Bank has won many awards and recognition (including from the United States Treasury Department) for financial literacy training via its “Kid’s Bank” program, now in 34 elementary schools.  It received the Torch Award from the Better Business Bureau for its outstanding ethical business standards.  And known as a top-notch corporate citizen, the bank has been named, through local newspaper polls, as the “BEST BANK” in several of the communities it serves.

Happy State Bank Texas, USA
Apr 14, 2021
Summary Processes financial transactions for customers, sells negotiable instruments, cross-sells Bank products and services and provides quality customer service. Essential Duties and Responsibilities include the following: Provides quality customer service to customers and co-workers; Processes deposits, including large commercial deposits, night and mail deposits and loan payments; Verifies and ensures individual receiving cash from deposits are authorized on that account; Sells cashier checks and money orders; Transfers funds; Monitors cash for detection of counterfeit money; Verifies customer identity, endorsements and signatures and maintains alertness for forgeries, stop payments, fraudulent items and false identification; Buys and sells cash to maintain teller drawer at set monetary level; Buys and sells money to tellers and vault; Answers telephones; Balances cash drawer at end of day and balance vault as required; Orders money from the...
Happy State Bank Texas, USA
Apr 14, 2021
Summary: Responsible for providing systematic and project management oversight related to mortgage activities. The systematic oversight entails the effective management, customization and maintenance of the Motivity Business Intelligent Application. Responsible for assisting in the preparation of financial reporting and modeling related to mortgage. Essential Duties and Responsibilities include the following: Manages, maintains and optimizes the Motivity BI (Business Intelligence) Application; Monitors and assesses system procedures, application logs, and other forms of scheduled work; Performs regular monitoring of system health and functionality; Coaches, mentors and develops employees on usage of BI; Identifies, implements and oversees process improvements across the department in conjunction with the LOS system which includes but is not limited to: Building Custom Input forms; Building and managing comprehensive business rules to enhance user and system...
Happy State Bank Texas, USA
Apr 13, 2021
Summary Processes financial transactions for customers, sells negotiable instruments, cross-sells Bank products and services and provides quality customer service. Essential Duties and Responsibilities include the following: Provides quality customer service to customers and co-workers; Processes deposits, including large commercial deposits, night and mail deposits and loan payments; Verifies and ensures individual receiving cash from deposits are authorized on that account; Sells cashier checks and money orders; Transfers funds; Monitors cash for detection of counterfeit money; Verifies customer identity, endorsements and signatures and maintains alertness for forgeries, stop payments, fraudulent items and false identification; Buys and sells cash to maintain teller drawer at set monetary level; Buys and sells money to tellers and vault; Answers telephones; Balances cash drawer at end of day and balance vault as required; Orders money from the...
Happy State Bank Texas, USA
Mar 30, 2021
Summary: Provides administrative, customer service, and operational support to the Mortgage department regarding products and services. Essential Duties and Responsibilities include the following: Assists with Closings in scanning, documenting, and completing file for shipping; Assists with Shipping delivery, scanning, and purchase of the loan on the secondary market; Assists with Shipping with the completion of Portfolio loan to internal banking partners; Assists the Service Desk with timely receipt of Appraisals, Title Policies, Home Owners Insurance and various documents; Assists with secretarial support to the Senior Vice President of Mortgage and the VP Mortgage Operations Manager as needed or in the absence of the Mortgage Administrative Assistant; Assists with the preparation of reports and correspondence to regulators, as needed; Assists with preparing and providing all pertinent reports for review, as needed; Create letters and bank-related documents,...
Happy State Bank Texas, USA
Mar 30, 2021
Summary: Provides management with financial information by researching and analyzing accounts; team member in the preparation of consolidated financial statements and disclosures. Essential Duties and Responsibilities include the following: Prepares internal and external financial statements by gathering and analyzing information from the general ledger system and from other departments; Maintains and balances an automated consolidation system by inputting data; scheduling required jobs; verifying data; Analyzes information and options by developing spreadsheet reports; verifying information; Prepares general ledger entries by maintaining records and files; reconciling accounts; Creates entries for accruing expenses; assigning account numbers; verifying accounts; Develops and implements accounting procedures by analyzing current procedures recommending changes; Answers accounting and financial questions by researching and interpreting data; Provides accounting...
Happy State Bank Texas, USA
Mar 30, 2021
Summary Responsible for ensuring that the company uses technology as a competitive advantage. Responsible for efficient use of current technology; defining the correct implementation of new technologies and driving future technology strategy that is responsive to, and anticipating, the ongoing needs of the industry, and the evolving needs of the banks' business lines and customers. This includes rationalization of solutions used, establishment and implementation of performance metrics, ensuring proper governance, all while maximizing solution investment. Essential Duties and Responsibilities include the following: Key Activities Provides strategic solutions that balance the needs of internal teams and customer experience in a cost-effective manner; Develops and maintains a forward-looking, 12 month holistic view of new and existing solutions/services that interact with our banking technology; Responsible for driving a well-managed utilization of our...
Happy State Bank Texas, USA
Mar 30, 2021
Summary This position is responsible for ensuring the value conclusions are reasonable that the officers are using to make real estate credit decisions and that the appraisal or market evaluation contains sufficient information to support the credit decision, in providing independence of the person performing and reviewing appraisals and evaluations, and ensuring that appraisals comply with the bank regulation and loan policy. Essential Duties and Responsibilities include the following: Review appraisals to determine compliance with both regulation and USPAP; Perform market evaluations, work with the loan officer to obtain the needed information, and obtain information from MLS, comparable in our bank, and tax information; Working knowledge of FHLMC and/or FNMA and FHA/VA guidelines and private mortgage insurance requirements; Knowledge of all applicable federal and state laws and regulations and knowledge of Bank policies and procedures relating to real...
Happy State Bank Texas, USA
Mar 18, 2021
Summary: Responsible for reviewing the accuracy, completeness and uniformity of new and renewed loans and ensuring compliance with banking regulations and policies. Essential Duties and Responsibilities include the following: Ensure the accuracy, completeness and uniformity of new and renewed loans; Ensure compliance with banking regulations and policy; Review loan files, collateral documentation and loan policy requirements; Compare notes to core system for accuracy and completion; Image loan file; Establish document requirements and set up in tracking software; Maintain incoming document requirements and/or exceptions in tracking software; Make necessary corrections due to errors in system set-up or problem with loan documents/notes; Review loans to ensure that approval falls within the Bank's established lending authority for the responsible officer; Process payments, advances and payoffs as requested; Release paid loan documents as well as collateral;...
Happy State Bank Texas, USA
Mar 13, 2021
Summary: Mortgage Underwriter provides quality loans for the company by underwriting and evaluating mortgage loan applications. Essential Duties and Responsibilities include the following: Evaluates loan risky verifying loan application information; verifying application information against loan criteria guidelines and standards; Reviews and verifies all items provided by the borrowers and ensures that they meet the FNMA, FHLMC, FHA, VA and Investor required guidelines; Ensures that all investor guidelines as well as Federal guidelines are met; Underwrites loan files that fall out of the automated project plan; Work is performed for most complex assignments; Clarifies risk by requesting additional information; Provides information by answering questions; responding to requests; Maintains customer confidence by keeping application information confidential; Provides loan control information by collecting, analyzing and summarizing data and trends; Reviews and...
Happy State Bank Texas, USA
Mar 03, 2021
Summary: Construction, maintenance, and repair of electronic devices and related equipment. Essential Duties and Responsibilities include the following: Install burglar alarms; Use and care for electrical test equipment and tools Troubleshoot and repair burglar alarms; Repair central station equipment; Perform preventive maintenance; and Apply concepts of basic electricity; Apply concepts of basic electronics component theory; Read and interpret electrical diagrams and schematics; Apply concepts of alarm system operations; Apply concepts of fire codes; and Perform other work related duties as assigned. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions....
Happy State Bank Texas, USA
Feb 10, 2021
Summary Responsible for supporting the bank and customers with all inquiries; including but not limited to: Account Services, Electronic Banking, Items Processing, ACH, Wire Transfer, ATM/Debit Card, Fraud, Treasury Management, Loan Administration, and Technical support where deadlines require timely and accurate support. In addition, the specialist will train clients on the various products and services, be involved in the daily operations of the department, review the system, and process the applicable correspondence of the bank. Essential Duties and Responsibilities Provide customer service for a large volume of incoming calls; Provide professional support to customers and internal branches; Provide exceptional customer service by providing problem resolution while minimizing transfer/hold time; Provide essential communication to employees as a subject matter expert over a variety of topics; Learn and retain knowledge of branch operating procedures and...